Terms of Use



Effective Date

: 12-06-2020

Welcome to

I COVER ALLNOW

("Company," "we," "us," or "our"). By accessing or using our website, services, or products (collectively, the "Services"), you agree to comply with and be bound by the following terms and conditions ("Terms of Use"). Please read these Terms carefully. If you do not agree to these Terms, please refrain from using our Services.

1. Acceptance of Terms

By accessing or using our Services, you acknowledge that you have read, understood, and agree to these Terms of Use, as well as our Privacy Policy. If you do not agree to these Terms, you must not use our Services.

2. Eligibility

Our Services are intended for users who are 18 years or older. By using our Services, you confirm that you meet this requirement and are legally capable of entering into a binding agreement.

3. Changes to the Terms

We reserve the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.

4. Use of Services

You agree to use our Services in compliance with all applicable laws and regulations. You must not:

Engage in any illegal or harmful activities while using our Services.Interfere with or disrupt the proper functioning of our Services.Attempt to access any unauthorized areas of the Services or related systems.

5. Account Registration

To use certain features of our Services, you may need to create an account. You are responsible for maintaining the confidentiality of your login credentials and for any activities that occur under your account. Please notify us immediately of any unauthorized use.

6. Privacy

Your use of the Services is subject to our Privacy Policy, which outlines how we handle your personal information. Please review our

Privacy Policy

for more details.

7. Intellectual Property

All content, materials, and intellectual property provided through our Services, including text, graphics, logos, images, and software, are owned by

I COVER ALLNOW

or our licensors and are protected by intellectual property laws. You may not reproduce or distribute any part of the Services without our express written consent.

8. Third-Party Links

Our website may contain links to third-party websites or services. These links are provided for your convenience, and we do not endorse or assume responsibility for the content or practices of these third-party sites. Accessing them is at your own risk.

9. Disclaimers

The Services are provided on an "as-is" and "as-available" basis. We make no warranties or representations about the completeness, reliability, or availability of the Services. To the maximum extent permitted by law, we disclaim all implied warranties, including those of merchantability and fitness for a particular purpose.

10. Limitation of Liability

To the extent permitted by law,

I COVER ALLNOW

will not be liable for any indirect, incidental, or consequential damages arising out of your use of the Services, including lost profits, data, or use.

11. Indemnification

You agree to indemnify and hold harmless

I COVER ALLNOW

, its affiliates, and its officers, employees, and agents from any claims, liabilities, or expenses (including reasonable legal fees) arising out of your use of the Services or your breach of these Terms.

12. Termination

We may terminate or suspend your access to the Services at any time, without notice, for any reason, including but not limited to a breach of these Terms. Upon termination, you must cease all use of the Services.

13. Governing Law

These Terms of Use will be governed by the laws of [Insert Jurisdiction], without regard to its conflict of law principles. Any disputes arising out of or related to these Terms will be subject to the exclusive jurisdiction of the courts of [Insert Jurisdiction].

14. Entire Agreement

These Terms of Use, along with our Privacy Policy, constitute the entire agreement between you and

I COVERALLNOW

regarding the use of our Services and supersede all prior agreements.

15. Contact Information

If you have any questions or concerns about these Terms of Use, please contact us at:

I COVERALLNOW

Email: [email protected]